定制支付方案
![Man with a laptop, tablet, mobile phone, papers and Square payment device on a desk in front of him.](/dam/VCOM/Visa%20Everywhere/developer-payment-innovation-800x450.jpg)
感應式支付方案
![A left hand holding a mobile phone with a Visa card visible on its screen and an Apple watch on the wrist.](/dam/VCOM/Website%20images/crosslink-03-applepay-800x450.jpg)
Apple Pay
使用兼容iOS的設備,快捷方便地購物。
![Hand holding a mobile phone with Google Pay Visa card shown on the screen.](/dam/VCOM/global/pay-with-visa/images/google-pay-phone-800x450.jpg)
Google Pay
Google Pay是一種在店裡和應用程式內使用Visa快捷簡單地付款的方式。
![A hand holding a mobile phone showing a Visa card on the screen while in front of a payment terminal.](/dam/VCOM/global/run-your-business/images/samsung.jpg)
Samsung Pay
使用你兼容 Visa 的 Samsung 設備進行安全簡單的購物。
![Woman standing in front of a parked car while looking at her Fitbit.](/dam/VCOM/global/partner-with-us/images/fitbit-pay-800x450.jpg)
Fitbit Pay
舉起手腕,使用Fitbit Ionic就能支付,毋需手機或錢包。
![Man with a backpack standing in front of a counter and a woman smiling at him.](/dam/VCOM/global/partner-with-us/images/visa-garmin-pay-800x450.jpg)
Garmin Pay
在 GPS智能手錶的 Garmin Vivoactive 3 提供非接觸式支付功能。
電子商務解決方案
![Woman looking at her mobile phone with Visa Checkout on the screen.](/dam/VCOM/global/run-your-business/images/visa-checkout.jpg)
![A flatlay of a pizza and a mobile phone showing a transaction threshold of $50 on the screen.](/dam/VCOM/global/partner-with-us/images/vdca-pizza-800x450.jpg)
物聯網
![Woman checking her watch on top of a cliff overlooking the ocean.](/dam/VCOM/partner-with-us/risk-fraud-transaction-800x450.jpg)
隨身裝置
採用感應式支付技術的隨身裝置,讓消費者們出門無需再帶錢包。
![A woman driving a black convertible car and a man in the passenger seat.](/dam/VCOM/partner-with-us/connected-cars-800x450.jpg)
互聯汽車
駕駛員們可以使用車內娛樂輕鬆進行感應式支付。
![A woman using a smartphone and man using a laptop both sitting on a couch in front of a television.](/dam/VCOM/partner-with-us/other-connected-devices-800x450.jpg)
其他已連接裝置
Visa 技術讓安全支付簡單易行,幾乎可用於任何連接到互聯網的設備。
開發支付體驗
![Using Apple Pay at a contactless-enabled terminal inside a taxi.](/dam/VCOM/Navigation/Website%20images/marquee-visa-taxi-wave-800x450.jpg)
![Person standing in front of a table scanning a qr code on his mobile phone.](/dam/VCOM/global/partner-with-us/images/qr-code-scan-640x360.jpg)
二維碼
掃描移動裝置螢幕上的二維碼完成購物。
![Close up of a hand holding a mobile phone next to a payment terminal.](/dam/VCOM/partner-with-us/ble-640x360.jpg)
BLE
Bluetooth® Low Energy (BLE) 可以實現在店內任何位置購物。
三種關鍵工具
Visa 代碼庫
![Woman sitting on a bench outside of a business while on her mobile phone.](/dam/VCOM/Navigation/Website%20images/marquee-outside-woman-mobile-800x450.jpg)
- 在安全的數碼化庫中儲存代碼及其域名限制
- 將代碼連接至持卡人的 PAN (Personal Account Number)以作支付處理
- 提供:將代碼發送至互聯網已連接裝置和流動應用程式以授權進行支付
開始了解 Visa 數碼化啟用計劃
常見問答
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支付代碼化是在網上和流動交易中使用獨一無二的數碼化代碼,來代替傳統支付卡賬戶號碼的流程。可以將代碼限定用於特定移動裝置、商戶或類型的交易。代碼化流程在後台進行,對消費者來說不可見。
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2013 年 10 月,Visa、MasterCard 和 American Express 提出了一項新的數碼化付款標準。自那時起,負責監管 EMV 規範以確保互聯性和接受度的全球標準組織 EMVCo 即開始透過 EMVCo 成員和業界的參與來構築此框架,在世界各地推動代碼的供應和採用。EMVCo 於 2014 年 3 月發佈了該規範的最初版本。全球標準的開發將衍生全新一代支付產品,且與現有支付架構保持兼容。
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我們生活在一個「互聯」的世界。全因大多數消費者都使用智能手機、平板電腦和桌面電腦在網上購物,無論他們身在何處,或使用何種設備,支付行業致力為消費者實現安全、有保障、簡單而且一致的購物體驗。全球標準的開發將衍生全新一代支付產品,且與現有支付架構保持兼容。
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負責監管 EMV 規範的全球標準組織 EMVCo 已拓展其職能範圍以開發代碼化規範。EMVCo 透過 EMVCo 成員和業界的參與來打造此框架,我們一同在世界各地努力推動代碼的流通和使用。EMVCo 於 2014 年 3 月發佈了該規範的最初版本。